Legal Information Nevada
Insurance Information Nevada
General Information Nevada
Finance Information Nevada
Privacy Disclaimer Website Credits
Rosenfeld Real Estate Law Group Nevada  
Real Estate Law Information Nevada Real Estate Development Nevada Real Estate Transaction Nevada The Rosenfeld Law Nevada

(702) 386-8637

Home Fimr Overview Attorney Profiles Request Info Contact Info

Information Overview

  Real Estate Finance


   Legal Focused Topics 

Structural Failures and/or Collapses
Mold Liability and Management
Construction/Building Claims and Disputes
Bid Protests and Disputes
Construction Mediation
Construction Insurance Procurement and Negotiations
Contract Law
Property Law
Fair Housing Act
Eminent Domain
Landlord Tenant Law
Fair Housing Act
Covenants and Conditions

  Insurance Topics

Insurance Coverage and Disputes
Homeowner’s Insurance
Home Title Insurance

  General R/E Topics

Dual Agency
Real Estate Development
Real Estate Overview
Real Estate Transactions
Home Inspection
Real Estate Agent
Real Estate Broker
Zoning and Permits
Deed of Trust

  Finance Topics

Fannie Mae
Taxpayer Relief Act
Real Estate Investment
Real Estate Property Tax Planning and Appeal
Real Estate Finance
Fixed Rate Mortgages
Adjustable Rate Mortgage
Promissory Note
Mortgage Broker

Within the last 3-4 years real estate has emerged as a stable arena for investing money and for generating significant profits. Today many people and institutions consider investing in the right deals and partnerships, but obtaining finance for their ventures can be challenging, depending on the type of real estate project.

Construction Loans

These loans are known as story loans – the lender must know about the specific details of the construction project before they sanction the loan. Typically these loans require interest only payments during construction and become due upon completion. Most of these are variable rate loans that vary from the prime rate to other short term interest rates.

Permanent Loans

Permanent loans or mortgages are meant to be paid over a longer period of time unlike construction loans. These can have fixed or adjustable interest rates. You can opt for loans from institutional lenders like banks, insurance companies and financial institutions or from private lenders. It is important to understand the terms of the permanent loans.

Construction to Permanent Loans

These loans involve only one loan application and one loan closing. The concept is based is based on the lender financing the construction of your home, and when it’s ready for occupancy, the loan is converted from a construction loan to a mortgage. This may be an expensive option, as you are paying a premium typically for the convenience of the loan. You do not thus have much negotiating leeway when presented with the interest rate on the back end permanent financing.

Mezzanine Financing

This type of financing is a hybrid of debt and equity financing and is usually used for expansion purposes of the premises. This is most advantageous for companies as it is reported as equity on the balance sheets making it easier to obtain standard bank financing. Basically, it is debt capital, with current repayment requirements, but with rights to convert to an ownership or equity interest in a company. It is essential to showcase a good profitable track record and a viable expansion plan.







Home  l  Firm Overview  l Attorney Profiles  l  Request Info  l  Contact Us  l Privacy  l  Disclaimer  l Credits  l Sitemap